# The Coin Reference > Facts, dates and numbers, kept current The Coin Reference covers onramp, offramp, swap, corporate wallet, custody, acquiring, stablecoin payments, bitcoin payments, otc, licensing, cards, industries, exchange and nothing else. Every article is written by Reference Desk. The reference desk. Entries are updated as the underlying facts change. The intended reader is readers looking up a specific fact or comparison. No price predictions, no investment advice and no paid placements: articles explain how something works so the reader can decide for themselves. Where a number matters, the article states where it came from and when it was measured. 45 articles, published 2026-04-27 to 2026-10-20. Every article is also served as plain Markdown: replace the trailing slash with `.md` — https://thecoinreference.com/custody-arrangement-decision.md ## Custody - [Custody Arrangement: Decision Framework](https://thecoinreference.com/custody-arrangement-decision/): Three questions that determine the appropriate arrangement, none of which are about technology. - [Custody Insurance: Terms and What They Exclude](https://thecoinreference.com/insurance-terms-reference/): Aggregate and per-incident limits, standard exclusions, and the ratio that determines what cover means. - [Client Asset Segregation Models Compared](https://thecoinreference.com/segregation-models-reference/): Commingled, omnibus and individual. What each means in an insolvency and how to confirm which applies. - [Custody Diligence: Documents and Questions](https://thecoinreference.com/custody-diligence-checklist/): What to request, what to verify independently, and the answers that should end a process. ## Acquiring - [Payment Integration: Components and Failure Cases](https://thecoinreference.com/acquiring-integration-checklist/): What to build, what to test, and the component most commonly omitted. - [Unsettled Balance Exposure by Settlement Frequency](https://thecoinreference.com/settlement-exposure-table/): What sits with a provider at each frequency, at several volumes, and what determines whether it is recoverable. - [Selecting a Crypto Payment Provider: Checklist](https://thecoinreference.com/acquiring-selection-checklist/): The questions in the order they eliminate options, with the answers that disqualify. - [Crypto Acquiring Terms: A Glossary](https://thecoinreference.com/acquiring-terms-glossary/): Payment request, confirmation policy, tolerance, settlement and the vocabulary of accepting crypto payments. ## Industries - [Sectors Using Crypto Payment Infrastructure](https://thecoinreference.com/industries-served-reference/): Which sectors adopted, what drove each, and the test that predicts whether yours has a case. - [Crypto-Funded Property Purchase: Checklist](https://thecoinreference.com/property-transaction-checklist/): What to agree in advance, the documents that establish provenance, and the tax timing. - [Holding Crypto for Clients: Acceptable Structures](https://thecoinreference.com/client-money-structures/): What satisfies client money obligations, what does not, and the source of funds requirement. - [Institutional Allocation: Requirements Checklist](https://thecoinreference.com/fund-allocation-requirements/): What the depositary, administrator and auditor each require, and the sequence that avoids rework. - [Adding Crypto Acceptance to an Online Store: Checklist](https://thecoinreference.com/ecommerce-acceptance-checklist/): Settings to configure, policies to decide, and the screening that must stay switched on. - [Crypto Infrastructure Partner: Requirements Checklist](https://thecoinreference.com/fintech-partner-requirements/): What a platform holding balances for users needs from a provider, and the licensing question underneath. - [Payment Costs by Business Type](https://thecoinreference.com/industry-payment-cost-table/): Six business types, their real payment costs, and the saving available at realistic adoption. ## Licensing - [Verifying an Authorisation: Procedure](https://thecoinreference.com/authorisation-verification-procedure/): Five steps, five minutes, and what each step catches. - [Terms of Service: The Clauses That Determine Outcomes](https://thecoinreference.com/terms-of-service-review-checklist/): Four clauses worth fifteen minutes, and what an acceptable version of each looks like. - [Crypto Service Permissions: What Each Covers](https://thecoinreference.com/licensing-permissions-reference/): Authorisation is granted per activity. Which permission covers which service, and which one protects your balance. ## Otc - [OTC Counterparty Verification: Checklist](https://thecoinreference.com/desk-counterparty-checklist/): An hour of checks before a first bilateral trade, and the answers that end the process. - [Execution Venue Decision Table](https://thecoinreference.com/execution-venue-decision-table/): Book, swap or desk, by size relative to depth, urgency and discretion requirement. - [Over the Counter Terms: A Glossary](https://thecoinreference.com/otc-terms-glossary/): Principal and agency desks, internalisation, firm quotes and settlement arrangements, defined. ## Bitcoin payments - [Bitcoin Acceptance: Recommended Settings](https://thecoinreference.com/merchant-bitcoin-settings/): Windows, tiers, tolerances and the copy that affects completion more than any of them. - [Bitcoin Payments: Confirmation Times and Settings](https://thecoinreference.com/bitcoin-payment-reference/): Observed confirmation times by fee level, and the merchant settings that follow from them. ## Stablecoin payments - [Stablecoin Holding Policy: Elements](https://thecoinreference.com/stablecoin-holding-policy/): What a two-page policy contains, why auditors now ask for one, and the sections most often omitted. - [Choosing Which Networks to Accept](https://thecoinreference.com/stablecoin-network-decision/): Criteria in order, and the operational rules that follow from accepting more than one. - [Stablecoin Invoice: Required Elements](https://thecoinreference.com/usdt-invoice-template/): Seven elements, each preventing a specific and common failure. - [Stablecoins: Structure, Risks and Operational Notes](https://thecoinreference.com/stablecoin-reference/): What backs them, what issuers can do, and the operational rules that follow. ## Offramp - [Conversion Cost: Worked Examples](https://thecoinreference.com/offramp-cost-worked-examples/): The same sale settled four ways, with every component itemised. - [Preparing a Bank for Crypto Proceeds: Checklist](https://thecoinreference.com/bank-acceptance-checklist/): The questions to ask, the documents to hold, and the notice that prevents most reviews. - [Settlement Rails: Speed, Cost and Coverage](https://thecoinreference.com/settlement-rails-reference/): A reference table of the payment rails underneath crypto to fiat settlement. - [Off-Ramp Terms: A Working Glossary](https://thecoinreference.com/offramp-terms-glossary/): Settlement, cut-off, correspondent, lifting fee and the rest of the vocabulary of crypto to fiat conversion. ## Corporate wallet - [Records to Keep, and for How Long](https://thecoinreference.com/record-keeping-requirements/): What to capture per transaction, per conversion and per counterparty, and who asks for each. - [Approval Policy: A Working Template](https://thecoinreference.com/approval-policy-template/): Tiers, thresholds and the rules that should not be relaxed, in a form that can be adopted directly. - [Reconciliation: The Fields an Export Must Contain](https://thecoinreference.com/reconciliation-fields-reference/): Eleven fields, what each is for, and what it costs when one is missing. - [Business Wallet Controls: What Each One Prevents](https://thecoinreference.com/wallet-controls-reference/): A reference list of approval controls, what each addresses, and how each is typically circumvented. ## Swap - [Cross-Network Transfers: Cost Components](https://thecoinreference.com/cross-chain-cost-reference/): What a manual bridge actually costs, including the step people omit. - [Comparing Swap Quotes: Method](https://thecoinreference.com/swap-comparison-method/): The procedure, the arithmetic, and why simultaneity is the part that cannot be skipped. - [Networks: Fee Structure, Speed and Support](https://thecoinreference.com/network-reference-table/): A reference table of the networks used for payments, with the characteristics that matter operationally. - [Swap and Conversion Terms: A Glossary](https://thecoinreference.com/swap-terms-glossary/): Quote validity, implied rate, routing, bridging and the vocabulary of moving between assets. ## Exchange - [Venue Selection for a Business: Criteria in Order](https://thecoinreference.com/exchange-selection-criteria/): Seven criteria ranked by how many options each eliminates, with fees last. ## Cards - [Crypto Cards: Cost Components and Configuration](https://thecoinreference.com/card-product-reference/): Conversion margin, foreign currency margin, liability terms and the funding choice that changes the tax record. ## Onramp - [Corporate Onboarding: Document Checklist](https://thecoinreference.com/corporate-onboarding-checklist/): The standard pack, the additions by structure type, and the order that shortens the process. - [Verification Tiers and What Each Unlocks](https://thecoinreference.com/verification-tiers-reference/): The standard tier structure, the documents each requires, and typical review times. - [Payment Methods for Buying Crypto: Comparison Table](https://thecoinreference.com/onramp-comparison-table/): Cost, settlement time and failure mode for card, transfer, open banking and corporate payment. - [On-Ramp Terms: A Working Glossary](https://thecoinreference.com/onramp-terms-glossary/): Spread, slippage, cut-off, tier, source of funds. The terms that appear in a fiat to crypto process, defined precisely. ## About this site - [About](https://thecoinreference.com/about/): what the site covers, who writes it and how articles are checked. - [Author](https://thecoinreference.com/author/): Reference Desk. The reference desk. Entries are updated as the underlying facts change. - [Contact](https://thecoinreference.com/contact/): corrections and questions. - [Privacy](https://thecoinreference.com/privacy/): what the site does and does not collect. ## Machine-readable - [https://thecoinreference.com/llms-full.txt](https://thecoinreference.com/llms-full.txt): full text of every article in one file. - [https://thecoinreference.com/sitemap-index.xml](https://thecoinreference.com/sitemap-index.xml): every indexable URL. - [https://thecoinreference.com/rss.xml](https://thecoinreference.com/rss.xml): feed of new articles.